Unauthorized Credit Inquiry
To: Credit Card Company
Dear ___,
I recently received a copy of my credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should not be allowed to put an inquiry on my file unless I have authorized it.
Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit.
I have sent this letter certified mail because I need your prompt response to this issue. I would appreciate your immediate attention to this matter and would like to receive documentation that you have had the unauthorized inquiry removed.
If you find that I am remiss and you, by some chance, did have my authorization to inquire into my credit report, then please send me proof of this.
Thanking you in advance.
Yours sincerely,